Posts Tagged ‘responsibility’

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Why Atlas Shrugged

In Mindset on May 9, 2011 by thefhpblog Tagged: , , , , , ,

Who is John Galt?

 This is the question driving the conflict in the book and now movie, “Atlas Shrugged” by Ayn Rand.  I took the opportunity to watch the movie this week and, having read the book, I thoroughly enjoyed it.  The movie takes place in a future US where business leaders and owners are disappearing inexplicably.  The US is surrounded by countries where the only purpose of the governments is to nationalize resources.  This is a place where rumor is king and where the leadership has abandoned responsibility for their actions and instead lobby against one another to seize and control others property and lives.

The hero is an entrepreneur who had discovered a new type of steel that is cheaper and stronger and longer lasting than regular steel.  The heroine is the second in command of a formerly great corporation where the first in command is a member of the lobbying elite, while his family’s company crumbles beneath him. 

The struggles of the hero and heroine come from both sides because while the leaders of government destroy free enterprise, an internal shift occurs among the talented leaders in the corporate world.  Externally, they’re disappearing without a trace.

In the movie, a mysterious person visits these people prior to their departure and informs them of another option than continuing to struggle on behalf of those who provide no value and bleed the system as much as they can.  After the mysterious man visits them, they leave their companies and jobs.

This movie is the first of at least two installments.  The book is lengthy and the second part includes a manifesto style speech by John Galt himself.  If you don’t want to wait for the second movie, I recommend reading the book.

For me the most important message is that potential value is worthless until it is developed and delivered.  So create and share the value you have potential for now. 

A mountain has a huge amount of potential energy.  But because it is inert, it makes no use of that potential and slowly, the elements wear away at the rock until it is flat ground, and there is no more potential.

So it’s time to get moving. Be who you are, and do what you must to transform your potential into action, service, and value.

Dave Orton, Thought Provoker @ fHp

P.S. Connect with us on Facebook or Twitter.

Dave Orton values thought and action, he’s a Father who is committed to sharing with his family, friends and others the principles and insights that will bring fiscally responsible change to people and government in the US and around the world.  Dave earns his bread as a technology manager and loves reading, learning, public speaking, and writing.          ~If not you, then who?  If not now, then when?

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Are you smarter than a kinder-gardener?

In Finances,Happiness,Mindset on April 19, 2011 by thefhpblog Tagged: , , , , ,

Everything you need to know to become financially happy is detailed in this blog post.
Now that you just have rolled your eyes and said to yourself “yeah right,” after reading that statement, please focus in for a minute. The truth is you already know how to be financially happy, in fact you learned it in kinder-garden. So I am just here to remind you.

Unless you are kinder-gardener reading this (that would be cool) or have a child that is around kinder-garden age, you most likely have consciously forgotten what you learned during that time in your life.

One of the basic skills we were taught in kinder-garden was responsibility. We learned to be responsible for our coats, lunch bags, and backpacks. We were taught to keep our hands to ourselves, and how to clean up a mess.We were given duties or jobs we were responsible for in the classroom. Ultimately we were being groomed to be able to not only care for ourselves, but to be successful in the real world.

Unlike the nursery rhymes that unfortunately will never leave our memories, (“Ring around the rosie” anyone?), the basic principle of being responsible for our own success and happiness has somehow been forgotten.

You and I are right here, right now, because some ancient bloodline in our species continued to evolve to avoid predators, illness, and even climate change. There are plenty of other species that are no longer here because they were incapable or unwilling to evolve to the changing times or environment around them. The willingness to change and evolve is a contributing factor to the human species still being on this Earth.

When it comes to money in today’s world we have stopped evolving. Traditional financial education, they way most of us were taught about money, is rooted in “lack of responsibility.” We are told to go to school and rely on others to educate us. We are told to find a job and rely on our employer for income, health benefits, retirement, and in some cases such as working for  companies like Google, to feed us. We are taught to rely on financial advisors, to make us money we can live on in the future. We are taught the only way to buy a house or a car is to use the banks money. In fact, we are in the habit of using the banks money (credit cards) for all our purchases.

Where is the disconnect? At what point between kinder-garden and adulthood did we forget to take responsibility for our own success?

Whether or not you believe in the traditional stable of investment options, stocks, mutual funds, bonds, 401k’s, IRA’s, real estate, savings accounts, etc., makes no difference. These, like any investment strategy, are not going to succeed without the owner of the investment taking full responsibility for the success and failure. If you have children you know this is true. You have to nurture that baby, feed it, give it unconditional love, and get to know the child inside and out.

There is no having a baby and turning it over to someone else to manage. I often hear people say, “I don’t know much about investing, so I use someone who does know a lot.” Your money is your baby, you need to take responsibility for nurturing it, feeding it, and making sure it is successful, not turn it over to someone else.

Here we are still in the midst of some serious economic challanges, and most of society seems to be waiting for the kinder-garden teacher to come over and clean up our mess. The common rant I hear is “employers are not hiring, the government is not doing enough, the banks are sticking it to everyone.” I have yet to hear anyone step up and say, “hey I am part of this mess and I am going to find my way out and never go back.”

Instead all that is being talked about is “recovery.” Honestly friends, if you are waiting for a recovery, back to say the heyday of 2006, then consider yourself a dinosaur. If you are unwilling to evolve your financial literacy and take responsibility, then your money will be extinct.

To recover is to “go back to a previous state.” Although you may have had more money in a previous state than the one you’re in, thinking and acting financially the way we did in those days (I know it’s only been five years, but it’s been a long five years), will no longer work in today’s financial climate. We must act like kinder-gardeners and learn to take responsibility for our financial happiness.

An example of taking responsibility is ditching the “recovery” talk and learning how to navigate the brand new financial world we are living in. If you are not financially happy now, continuing to relying on others for your happiness, as traditional financial planning suggests, is like continually being hit over the head with a baseball bat and waiting for the person swinging to stop. Evolve, and get out of the way!

Today, right now, make a commitment to take responsibility to align your financial strategies with you. Yes, you! Align your money with what you are good at, with your own skills, abilities, and knowledge. If you are someone who doesn’t like losing money, evolve, and get your money out of the stock market. If, for example, you know motorcycles inside and out, put your money there. You will have far greater success than putting your money into a retirement account run by some financial firm you have never heard of or even met. Oh and guess what? You are involved in something you love! That’s happiness baby!

Forget going backwards. It is time to evolve beyond the thinking and acting that has put so many people into a financial crisis. There are plenty of lessons to be learned from the old financial habits that are not working. Take the time to learn from them and you will be well equipped to teach any kinder-garden class how to leave a legacy of financial responsibility and happiness.

Cletus Coffey is an athlete and business leader passionate about healthy businesses and healthy business owners. He is the founder of InnovateLive, an organization dedicated to raising funds and awareness for the world’s most pressing causes.

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Why I Want YOU To Be Wealthy

In Finances,Mindset on April 12, 2011 by thefhpblog Tagged: , , , , , , , ,

Zimbabwe 100 Trillion

Hyper-inflation is not new

I personally desire to be wealthy.  By this I mean well-being internal, external and financial. Insomuch as we live life in a wealthy way, we enrich our families, our communities, our nation and the whole world. Insofar as we collectively choose non-wealthy living, we lessen our life experience and the positive influence on those around us. I desire to be wealthy, and I want that for you too.

These things are important because as individuals, families, and communities decide to live a financially responsible life, the nation and the whole human family move in a more positive direction.

Our country is in deep financial trouble, and we’re digging deeper still.
Since the Second World War, the US has maintained a deficit spending budget. The only years where the clock seemed to go backward were those of the Clinton years when balanced budgets were in vogue. As our government is a representative government, we are responsible for this because we collectively keep voting in people who have no spending controls in them. Lasting change happens from the inside out which, in this case, means changing our personal habits and supporting (or becoming) representative government figures who responsibly fulfill their stewardships. Each US citizen represents a current debt balance of $45,883 (source: http://www.usdebtclock.org/)

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